{"id":7544,"date":"2026-10-02T09:05:05","date_gmt":"2026-10-02T06:05:05","guid":{"rendered":"https:\/\/isinolsun.com\/blog\/issizlik-maasi-alirken-calismaya-baslarsaniz-ne-olur\/"},"modified":"2026-10-02T09:05:05","modified_gmt":"2026-10-02T06:05:05","slug":"issizlik-maasi-alirken-calismaya-baslarsaniz-ne-olur","status":"publish","type":"post","link":"https:\/\/isinolsun.com\/blog\/issizlik-maasi-alirken-calismaya-baslarsaniz-ne-olur\/","title":{"rendered":"\u0130\u015fsizlik Maa\u015f\u0131 Al\u0131rken \u00c7al\u0131\u015fmaya Ba\u015flarsan\u0131z Ne Olur?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u0130\u015fsizlik \u00f6dene\u011fi ald\u0131\u011f\u0131n d\u00f6nemde yeni bir i\u015fe ba\u015flamak, hem gelir hem de hukuki y\u00fck\u00fcml\u00fcl\u00fck a\u00e7\u0131s\u0131ndan \u00f6nemli de\u011fi\u015fikliklere yol a\u00e7ar. \u00d6denek otomatik olarak kesilir ve i\u015fe giri\u015f tarihini takip eden g\u00fcnden itibaren 15 g\u00fcn i\u00e7inde \u0130\u015eKUR&#039;a bildirim yap\u0131lmas\u0131 gerekir. Bu s\u00fcre\u00e7 do\u011fru y\u00f6netilmezse geri \u00f6deme talebi ve ek yapt\u0131r\u0131mlarla kar\u015f\u0131la\u015fmak m\u00fcmk\u00fcnd\u00fcr. \u0130\u015fin Olsun olarak, \u00e7al\u0131\u015fan haklar\u0131n\u0131n bilin\u00e7le kullan\u0131labilmesi i\u00e7in s\u00fcreci ad\u0131m ad\u0131m aktar\u0131yoruz. Yeni i\u015fe ba\u015flama karar\u0131n\u0131n hangi yasal sonu\u00e7lar\u0131 do\u011furdu\u011funu, hangi bildirimlerin zorunlu oldu\u011funu ve sonraki s\u00fcre\u00e7te hangi haklar\u0131n korundu\u011funu bu rehberde bulabilirsin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0130\u015fsizlik Maa\u015f\u0131 \u015eartlar\u0131na Genel Bak\u0131\u015f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fsizlik \u00f6dene\u011fi, i\u015f s\u00f6zle\u015fmesi kendi istek ve kusuru d\u0131\u015f\u0131nda sona eren sigortal\u0131lara \u0130\u015eKUR taraf\u0131ndan sa\u011flanan nakdi destektir. Bu destekten yararlanabilmek i\u00e7in belirli ko\u015fullar\u0131n bir arada sa\u011flanmas\u0131 gerekir. Sigortal\u0131n\u0131n hizmet akdi feshinden \u00f6nceki son 120 g\u00fcn hizmet akdine tabi olmas\u0131, son \u00fc\u00e7 y\u0131l i\u00e7inde en az 600 g\u00fcn sigortal\u0131 olarak \u00e7al\u0131\u015f\u0131p i\u015fsizlik sigortas\u0131 primi \u00f6demi\u015f olmas\u0131 ve i\u015ften ayr\u0131lma tarihinden itibaren 30 g\u00fcn i\u00e7inde \u0130\u015eKUR&#039;a \u015fahsen veya elektronik ortamda ba\u015fvurmas\u0131 temel \u015fartlar aras\u0131nda yer al\u0131r. \u00d6denek s\u00fcresi, prim \u00f6deme g\u00fcn say\u0131s\u0131na g\u00f6re 180, 240 veya 300 g\u00fcn olarak belirlenir. \u00d6deme tutar\u0131 ise son d\u00f6rt ayl\u0131k prime esas kazan\u00e7lar\u0131n g\u00fcnl\u00fck ortalamas\u0131n\u0131n y\u00fczde k\u0131rk\u0131 \u00fczerinden hesaplan\u0131r ve br\u00fct asgari \u00fccretin y\u00fczde seksenini ge\u00e7emez. Bu haklar, sigortal\u0131n\u0131n \u00f6denek s\u00fcresince kay\u0131t d\u0131\u015f\u0131 \u00e7al\u0131\u015fmamas\u0131 ve yeni bir i\u015fe girmemesi \u015fart\u0131na ba\u011fl\u0131 olarak devam eder.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00c7al\u0131\u015fmaya Ba\u015flad\u0131\u011f\u0131n\u0131zda \u0130\u015fsizlik Maa\u015f\u0131 Ne Olur?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fsizlik \u00f6dene\u011fi al\u0131rken yeni bir i\u015fe ba\u015flad\u0131\u011f\u0131nda \u00f6dene\u011fin otomatik olarak kesilmesi en temel sonu\u00e7tur. SGK kay\u0131tlar\u0131nda 5510 say\u0131l\u0131 Kanun&#039;un 4\/a, 4\/b veya 4\/c kapsam\u0131nda sigortal\u0131 \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131n tespit edilmesi, \u00f6demenin durdurulmas\u0131 i\u00e7in yeterlidir. Bu de\u011fi\u015fikli\u011fin yan\u0131 s\u0131ra dikkat edilmesi gereken ba\u015fka unsurlar da bulunur:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SGK sistemine i\u015fe giri\u015f bildirgesi d\u00fc\u015fen her sigortal\u0131n\u0131n \u00f6dene\u011fi, giri\u015f tarihini takip eden g\u00fcnden itibaren kesilir.<\/li>\n<li>\u00c7al\u0131\u015fman\u0131n tam zamanl\u0131, yar\u0131 zamanl\u0131 veya ge\u00e7ici olmas\u0131 durumu de\u011fi\u015ftirmez; gelir getirici her \u00e7al\u0131\u015fma bildirime tabidir.<\/li>\n<li>Kendi i\u015fini kuran, serbest meslek faaliyetine ba\u015flayan veya \u015firket orta\u011f\u0131 olan sigortal\u0131lar da 4\/b kapsam\u0131nda de\u011ferlendirilir ve \u00f6denekleri sona erer.<\/li>\n<li>Bildirim yap\u0131lmadan \u00e7al\u0131\u015f\u0131lmas\u0131 halinde \u00f6denek geriye d\u00f6n\u00fck olarak iade talep edilebilir, yasal faiziyle birlikte geri al\u0131nabilir.<\/li>\n<li>Yeni i\u015ften k\u0131sa s\u00fcrede ayr\u0131lma durumunda kalan \u00f6denek s\u00fcresi i\u00e7in tekrar ba\u015fvuru hakk\u0131 do\u011fabilir.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle yeni bir i\u015fe ba\u015flamadan \u00f6nce \u00f6denek durumunun ve bildirim y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fcn planlanmas\u0131, hem hukuki hem mali risklerin \u00f6n\u00fcne ge\u00e7er.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0130\u015eKUR Bildirimi Zorunlu mu?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fsizlik \u00f6dene\u011fi al\u0131rken bir i\u015fe ba\u015flayan sigortal\u0131n\u0131n, i\u015fe giri\u015f tarihini takip eden g\u00fcnden itibaren 15 g\u00fcn i\u00e7inde en yak\u0131n \u0130\u015eKUR birimine bildirim yapmas\u0131 yasal bir zorunluluktur. Bu s\u00fcre kesindir ve bildirim yap\u0131lmamas\u0131 halinde idari ve mali yapt\u0131r\u0131mlar g\u00fcndeme gelir. Bildirim s\u00fcreci \u015fu ad\u0131mlarla tamamlan\u0131r:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0130\u015fe giri\u015f tarihinin tespiti<\/strong>: Yeni i\u015f yerinde SGK giri\u015f bildirgesinin d\u00fczenlendi\u011fi g\u00fcn esas al\u0131n\u0131r. Bu tarih, 15 g\u00fcnl\u00fck s\u00fcrenin ba\u015flang\u0131\u00e7 noktas\u0131d\u0131r.<\/li>\n<li><strong>\u0130\u015eKUR birimine ba\u015fvuru<\/strong>: Sigortal\u0131, bulundu\u011fu il veya il\u00e7edeki en yak\u0131n \u0130\u015eKUR hizmet merkezine \u015fahsen gidebilir ya da elektronik kanallar \u00fczerinden bildirimini iletebilir.<\/li>\n<li><strong>Gerekli belgelerin sunulmas\u0131<\/strong>: \u0130\u015fe giri\u015f bildirgesi, kimlik belgesi ve varsa i\u015f s\u00f6zle\u015fmesi \u00f6rne\u011fi bildirim s\u0131ras\u0131nda payla\u015f\u0131l\u0131r.<\/li>\n<li><strong>\u00d6denek kesilme i\u015fleminin onaylanmas\u0131<\/strong>: \u0130\u015eKUR taraf\u0131ndan yap\u0131lan de\u011ferlendirme sonras\u0131nda \u00f6denek, \u00e7al\u0131\u015fman\u0131n ba\u015flad\u0131\u011f\u0131 tarih itibar\u0131yla sona erdirilir.<\/li>\n<li><strong>Bildirim kayd\u0131n\u0131n saklanmas\u0131<\/strong>: Bildirim yap\u0131ld\u0131\u011f\u0131na dair al\u0131nan belge, ileride do\u011fabilecek anla\u015fmazl\u0131klarda kan\u0131t niteli\u011fi ta\u015f\u0131r.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Bu ad\u0131mlar\u0131n zaman\u0131nda tamamlanmas\u0131, geriye d\u00f6n\u00fck geri \u00f6deme talepleriyle kar\u015f\u0131la\u015f\u0131lmas\u0131n\u0131n \u00f6n\u00fcne ge\u00e7er.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hangi Durumlarda \u0130\u015fsizlik Maa\u015f\u0131 Geri Al\u0131n\u0131r?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fsizlik \u00f6dene\u011fi, belirli durumlar\u0131n tespit edilmesi halinde \u00f6denen tutarlar geri istenerek iade edilir. SGK kay\u0131tlar\u0131nda 4\/a, 4\/b veya 4\/c kapsam\u0131nda \u00e7al\u0131\u015ft\u0131\u011f\u0131 tespit edilen sigortal\u0131n\u0131n bildirim yapmad\u0131\u011f\u0131 d\u00f6nemler i\u00e7in \u00f6denek yasal faiziyle birlikte geri talep edilir. Kay\u0131t d\u0131\u015f\u0131 \u00e7al\u0131\u015fman\u0131n denetim veya ihbar yoluyla ortaya \u00e7\u0131kmas\u0131 durumunda da ayn\u0131 sonu\u00e7 do\u011far ve sigortal\u0131 hem \u00f6dene\u011fi iade etmek hem de idari para cezas\u0131yla kar\u015f\u0131la\u015fmak zorunda kalabilir. Bildirim y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fcn 15 g\u00fcn i\u00e7inde yerine getirilmemesi, \u00f6dene\u011fin durdurulmas\u0131n\u0131n yan\u0131 s\u0131ra \u00f6denen tutarlar\u0131n geri al\u0131nmas\u0131 anlam\u0131na da gelebilir. Sahte belge veya yan\u0131lt\u0131c\u0131 bilgiyle yap\u0131lan ba\u015fvurular sonras\u0131nda al\u0131nan \u00f6denekler de iade kapsam\u0131na girer. Bu nedenle \u00e7al\u0131\u015fmaya ba\u015flanan her durumun s\u00fcresi i\u00e7inde \u0130\u015eKUR&#039;a bildirilmesi, hem b\u00fct\u00e7e planlamas\u0131 hem de hukuki g\u00fcvenlik a\u00e7\u0131s\u0131ndan b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Yeniden \u0130\u015fsizlik Maa\u015f\u0131 Alabilir Misiniz?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yeni i\u015ften k\u0131sa s\u00fcrede ayr\u0131lan sigortal\u0131, \u00f6nceki \u00f6denek d\u00f6neminden kalan s\u00fcreyi kullanma hakk\u0131na sahip olabilir. Ancak bu durumun avantajlar\u0131 kadar dikkat edilmesi gereken s\u0131n\u0131rlar\u0131 da vard\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avantajlar\u0131 (Art\u0131lar\u0131)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00d6nceki \u00f6denek d\u00f6neminden kalan g\u00fcn say\u0131s\u0131, yeni fesih \u0130\u015eKUR taraf\u0131ndan uygun bulunursa kullan\u0131labilir.<\/li>\n<li>Kalan s\u00fcre i\u00e7in yeni bir ba\u015fvuru s\u00fcreciyle hak kayb\u0131 ya\u015fanmadan \u00f6dene\u011fe devam edilebilir.<\/li>\n<li>Yeni i\u015ften ayr\u0131lma, kendi istek ve kusuru d\u0131\u015f\u0131nda ger\u00e7ekle\u015ftiyse yeniden hak do\u011far.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Dezavantajlar\u0131 (Eksileri)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kendi iste\u011fiyle istifa eden sigortal\u0131, kalan \u00f6denek s\u00fcresi i\u00e7in yeniden hak kazanamaz.<\/li>\n<li>Yeni ba\u015fvurunun uygun bulunmas\u0131, fesih nedeninin belgelenmesine ve \u0130\u015eKUR de\u011ferlendirmesine ba\u011fl\u0131d\u0131r.<\/li>\n<li>Bildirim yap\u0131lmadan \u00e7al\u0131\u015f\u0131lan d\u00f6nem varsa, \u00f6nceki haklar\u0131n geri talep edilmesi yeni ba\u015fvuruyu olumsuz etkileyebilir.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Kalan \u00f6denek hakk\u0131n\u0131n korunmas\u0131 i\u00e7in her i\u015f de\u011fi\u015fikli\u011finin s\u00fcresi i\u00e7inde bildirilmesi ve fesih belgelerinin eksiksiz saklanmas\u0131 faydal\u0131 olacakt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yasal Uyar\u0131:<\/strong> Bu yaz\u0131daki bilgiler genel bilgilendirme ama\u00e7l\u0131d\u0131r ve hukuki dan\u0131\u015fmanl\u0131k niteli\u011fi ta\u015f\u0131maz. \u0130\u015fsizlik sigortas\u0131 mevzuat\u0131 ve uygulama esaslar\u0131 zaman zaman de\u011fi\u015febildi\u011finden, kendi durumuna \u00f6zel bir karar almadan \u00f6nce g\u00fcncel mevzuat\u0131n ve bir uzman g\u00f6r\u00fc\u015f\u00fcn\u00fcn dikkate al\u0131nmas\u0131 faydal\u0131 olacakt\u0131r.<\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID7544\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"7544\"\n         id=\"da-reactions-slot-post-7544\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/isinolsun.com\/blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0130\u015fsizlik \u00f6dene\u011fi ald\u0131\u011f\u0131n d\u00f6nemde yeni bir i\u015fe ba\u015flamak, hem gelir hem de hukuki y\u00fck\u00fcml\u00fcl\u00fck a\u00e7\u0131s\u0131ndan \u00f6nemli de\u011fi\u015fikliklere yol a\u00e7ar.<\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID7544\">\n\t    <div class=\"da-reactions-data 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